Question 1

How much mortgage can I get in Dubai?

Accepted Answer

Mortgage eligibility in the UAE depends on your residency status, income, employment type, and the property value. UAE nationals, residents, and non-residents each have different maximum loan-to-value ratios set by the UAE Central Bank.

Question 2

What is the minimum down payment for a mortgage in Dubai?

Accepted Answer

Down payment requirements vary by residency status and whether the property is your first or an additional purchase, typically ranging from around 15% to 25% of the property value under UAE Central Bank mortgage regulations.

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